Refinance Home Loans

With interest rates at historic lows, there has never been a better time to shop the market and refinance your mortgage. Refinancing simply involves moving from one home loan lender to another, better reduce your repayments, improve your interest rate or flexibility, and reduce your loan term. Financial Scope Melbourne can help you make sense of the refinancing market, and find the best deal for you. You may have had a great deal when you took up your home loan, but it pays to review your home loan on a regular basis. This can help to ensure you are still on a competitive interest rate. Refinancing a home loan can be a little complicated and confusing. With thousands of loans to choose from, there is a lot that you need to consider to ensure you get a great loan that meets all your needs. Financial Scope Melbourne’s professional brokers can save you a lot of time and headaches, comparing all of these by narrowing down some of your best refinancing options available. By doing so, we make this process as smooth and timely as possible. More than just helping you get competitive rates, a mortgage refinance can allow you to unlock equity in your home, to allow you to:

• Pay off your mortgage faster by paying less in interest
• Renovate your home to meet the growing needs of your family
• Consolidate other debt, such as a car loan or credit card, to reduce your monthly repayments
• Release equity to fund your next property purchase, which may also offer potential tax benefits

At the same time, it’s important to make sure that the benefits of mortgage refinancing far outweigh the costs. Speak to Financial Scope Melbourne for professional advice from our experienced mortgage refinance brokers.