Archives
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Getting a home loan when you’re self-employed
You’ve achieved your dream of owning your own business and now it’s time to move onto another important goal – obtaining a self-employed home loan. Self-employed people don’t always have it easy when they want to get a home loan. Most lenders want to see a stable employment track record. But these days more and […]
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Buying Your First Home
Buying your first home to live in is one of the most exciting times of your life. There can be a few hurdles to jump as a first home buyer, so it’s important to know the ins and outs of how to obtain the right finance. We offer advice on how to get started buying […]
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What Is A Home Loan Pre-approval?
A pre-approval for your mortgage can be extremely useful to have in place before taking the next step in making a home purchase or refinancing a property. Among other things, it can offer you peace of mind, especially if you are taking part in an auction where there is no ‘cooling off’ period. What is […]
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TOP 4 WAYS TO SAVE FOR A FIRST HOME DEPOSIT FAST!
Saving for a home deposit doesn’t need to be a long drawn out process that takes forever to achieve. There are smart steps you can take now to ensure you get on the property ladder sooner rather than later. Everyone needs to start somewhere so it’s important to plan ahead. Take the right steps now […]
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Are interest rates on the rise?
Whilst it’s difficult to predict, future rate increases have been talked about a lot in the news lately and could put pressure on your household budget and lifestyle. Can you prepare for a potential rate rise? This will depend on your current loan structure what potential options are available to you. Consider making extra repayments […]
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5 Tips To Pay Your Home Loan Off Sooner
Your home loan is probably the biggest financial commitment you’ll make in your lifetime. Small changes now can mean big differences later to how much of your home loan you end up repaying – and how long it takes. 1. Skip the honeymoon Introductory or honeymoon rates are offered by many lenders when you first […]
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Dare to Compare – Refinancing Myths Dispelled
When was the last time you reviewed your current home loan rate and compared it to what is currently available on the market? Traditionally, many borrowers would take the set and forget approach with their home loan, but people are now shopping around to ensure their loan still has a competitive interest rate which saves […]
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Get into Your First Home Sooner
Tips on how to get into your first home sooner Saving for a house deposit can seem like an overwhelming prospect at times and feels like it may take forever. Here are some useful tips to help you get into your new home, sooner. First Home Owner’s Grant If you haven’t owned a home before, […]
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The Spotlight On The Emerging Suburbs
Investors and first home buyers are often searching for the next growth corridor and emerging suburbs to ensure a strong return on investment by way of rental yields and capital growth. But how do you really identify an area that’s destined to grow? Cut through the hype and identify the emerging suburbs. 1. Look for […]
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Switching Your Home Loan – What To Consider?
Are you considering switching your home loan? Have you found a better deal that might be able to save you many years of further repayments? Switching Home Loan? What to consider Shopping around and being aware of market trends and offers is a great way to save you money. However before you make that final […]
